Whether you are about to purchase your first
investment property... or have been doing it for years...
Property Investing is one of Australias favourite pastime... the needs of an
investor, when it comes to finance - are varied and differ from that of an owner occupier.
Whilst structure is important for EVERYONE... it is highlighted ever more as crucial for a property investor.
Not only can borrowing capacity be affected, but asset security, leverage, portfolio planning and lending
serviceability also need to be carefully considered and planned for - in order for you to reach your property
investing goals... sooner rather than later.
Have you been told no more by your bank? Are you tapped out? There are ways to leverage your borrowing power...
there are certain structures, that are more effective. Every lenders have different ways of calcuating your
borrowing capacity - different ways they calculate your income, and products that have a lower servicing rate than
others.
Don't waste your time going from lender to lender - only to find out this information through "unfortunately we
can't help you at this time" and multiple credit enquiries on your CRAA... and on this point alone - too many
enquiries can be the difference between a loan being approved or declined!
All of our investor clients, go through the process of having a Strategic Lending Review completed before we do
anything - this ensures we are totally abreast of your current situation - your investment strategy and your goals
for the future, so that we can assist you grow and develop your portfolio in the most strategic and effective way
possible.
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